Get the financial advice you want, when you want it, delivered by one of Australia’s highest credentialed advisers in the comfort of your home.
We provide holistic high quality advice on all aspects of financial planning and guarantee our advice will be in your best interests, as well as deliver the clarity of direction you need.
Our unique pay-as-you-go model enables you to return for advice when you choose, rather than imposing high monthly fees in advance that obligate you to receive advice each year.
Whilst we specialise with clients in the pre-retirement and retirement planning phases, we also work with executives, small business owners, families and young professionals in other phases of life.
Find out more about how we can help you – or your clients – build sustainable wealth, without being locked in to paying ongoing advice fees.
Our Advisor
“Financial planning is about people, not money.”
Paul Stephan is one of Australia’s most formally-qualified advisers with more than 20 years’ experience and a deep passion for the benefits that quality advice delivers consumers.
In 2019, Paul was one of the first to meet all the higher education requirements set by The Financial Adviser Standards and Ethics Authority (FASEA).
Paul is part of a dedicated team with more than 50 years’ experience, which provides valuable support to clients in every facet of financial planning management.
Paul has coached, educated, and guided clients to navigate financial complexities in order to move towards their dreams and seen them grow in confidence and understanding, allowing them to achieve the higher quality of life and security they aspired to.
Paul Stephan
MFinPlan, CFP, FChFP, JP
Master Financial Planner
Certified Financial Planner
Fellow Chartered Financial Practitioner
Justice of Peace
Our Business Model
- Quality, individually tailored recommendations & solutions guaranteed “in your best interests”
- Fixed advice fees quoted in advance (No percentage-based fees)
- Advice explained in language you understand
- Long term strategic direction supported by financial modelling
- No ongoing advice or support fees (unless you choose)
- Online “face-to-face” meetings delivered 24/7
- Work with your existing trusted professionals
- All services free of commissions*
*We only receive life insurance commission if you Opt-Out of our default “Fee-For-Service” implementation option. We do not receive nor pay any “kickbacks” under any circumstances.
We believe strongly that it’s in the public interest to professionalise the financial planning industry and that potential conflicts of interest must be eliminated to earn such trust.
In our opinion, paying monthly ongoing advice fees is inappropriate for most consumers.
Whilst advice reviews are highly recommended to optimise wealth creation and protection, we believe consumers must control when they purchase advice, just like with other professional services (medical, legal, accounting etc).
Our pay-as-you-go advice model enables you to return for personal financial advice as you need. If you choose, you can continue to receive administration and support you value, at a fraction of the cost of personal financial advice.
Other Related Financial Professionals
If you are a related financial service professional and would like to know more about how we can complement your existing services to optimise your client outcomes, please make contact.
Before committing to a consultation or advice, we encourage you to access our FREE SELF-ASSESSMENT TOOL.
Answer a few simple questions to receive a report highlighting how prepared you are financially for retirement.
